Waiver of Premium on Major Critical Illness

Manulife Premier

Protect yourself while you build safety nets for the next generation

Protect yourself while you build safety nets for the next generation

Receive protection through a waiver of all future premiums, with confidence and hope

Protect yourself (Policyowner) against default in premium payment upon the diagnosis of any covered major-stage critical illnesses.

Get worldwide coverage

Ensure that no matter where you are, you are covered.

Coverage Term	Age Eligibility	Payment Term
The Coverage Period of this Rider shall subject to the Premium Term of any Base Plan or Rider(s) to which this Rider is attached to.	18 to 60 Years Old	The Premium Term of this Rider shall subject to this Rider’s Coverage Period.

This Rider shall waive all future premiums if the Policyowner is diagnosed with any covered Major-Stage Critical Illness condition by a Medical Practitioner acceptable to the Company, during the Rider is in force. This Benefit is subject to the definitions, exclusions, and terms and conditions in the Insurance Policy.

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List of Major Stage Critical Ilness

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