Cabinet Inclusion for Manulife MediCash Rider
Manulife MediCash Rider provides cash benefit to the life insured upon hospitalization (inpatient). To enhance the coverage of Manulife MediCash Rider and provide more accessibility to our customer, we have included all cabinet facilities in Cambodia under Manulife MediCash Rider and Manulife Boribo. The campaign will be effective from Jul 4th, 2022 until further notice.
Terms and conditions
- Maximum stay per admission at a cabinet facility is limited to 48 hours (2 days)
- Cabinet stay should be limited to In-patient care and Hospitalization must occur within twenty-four (24) hours from the onset of the Medical Condition.
- Hospitalization claims at Cabinet facilities will be subject to the following benefit limitations:
- Maximum of 4 days of hospitalization per month (30 days) for the same medical condition; with interval of at least 5 days between each admission
- Maximum of 6 days of hospitalization per month (30 days), 20 days per year, 90 days for the entire policy duration
- Maximum of $50 daily claim amount is allowed for cabinet claims
- No ICU care and treatment for cabinet admissions.
- The onset of the Medical Condition must occur after Waiting Period.
| Benefit | Hospital | Cabinet |
|---|---|---|
| Coverage | Hospitalization due to illness or accident | |
| Daily Claim Amount | Up to $200 / Day | Up to $50 / Day |
| ICU | Add 100% of Face Amount | Not Applicable |
| Maximum of Hospitalization | 20 Days or depend on the onset of the Medical Condition, whichever is shorter | 2 Days |
| Waiting Period | Illness: 45 days after policy issue Accident: No waiting period | |
| Monthly Limitation | Not Applicable | 6 Days |
| Annually Limitation | 90 Days | 20 Days |
| Policy Limitation | 900 Days | 90 Days |
Important Reminders:
- All Cabinet claims are deducted from the general MediCash limit and payment conditions as stated in your policy provision.
- All Cabinet claims will follow the rest of the MediCash Rider or Manulife Boribo provisions. These are, but not limited to, Renewal, Claims, Exclusions, Incontestability, etc.
- The company reserves the right to terminate the campaign or make changes if deemed necessary without any prior notice.
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